Terms & Conditions

TERMS & CONDITIONS

Last updated: 2/4/2026

Welcome to The Pederson Effect (“Company”, “we”, “our”, “us”). These Terms & Conditions govern your use of our website, products, courses, membership, and services (“Services”). By accessing or using our Services, you agree to these Terms.

If you do not agree, please discontinue use immediately.

1. USE OF WEBSITE

You must be at least 18 years old to use our Services. You agree to use this website for lawful purposes only and not to violate any applicable laws or regulations.

2. INTELLECTUAL PROPERTY

All content, including text, graphics, logos, products, digital downloads, and course materials, is owned by The Pederson Effect and protected by copyright. You may not copy, distribute, or reproduce any content without written permission.

3. PURCHASES & PAYMENT

All purchases made through our website are final unless otherwise stated in our Return Policy. You agree to provide accurate payment information and authorize us to charge your chosen payment method.

4. DIGITAL PRODUCTS & COURSES

Digital products, downloads, and courses are delivered electronically. Access is for personal use only and may not be shared, resold, or redistributed.

5. MEMBERSHIP

Membership subscriptions renew automatically unless canceled. You may cancel at any time, and access will continue until the end of the billing period.

6. LIMITATION OF LIABILITY

We are not liable for any damages resulting from the use or inability to use our Services. All content is provided “as is” without warranties of any kind.

7. MODIFICATIONS

We may update these Terms at any time. Continued use of the website constitutes acceptance of the updated Terms.

8. CONTACT

For questions regarding these Terms, contact us at: mpederson@thepedersoneffect.com

ADVERTISING & AFFILIATE PROGRAMS

Our website may participate in affiliate programs and display advertising, including Google AdSense. By using our website, you acknowledge that third-party advertisers may collect data through cookies or tracking technologies as described in our Cookies Policy and Privacy Policy.

PRIVACY COMPLIANCE

We comply with applicable privacy laws, including GDPR, UK-GDPR, and CCPA/CPRA. For details on how we collect, use, and protect your data, please review our Privacy Policy.